| 摘要 |
A method of payment using reward points at a multi-merchant ecommerce website, comprising maintaining a merchandise database, enabling a shopper to interactively select one or more items from the merchandise database, thereby generating an aggregated selection of items for each merchant, enabling said shopper to purchase said one or more items using reward points from a reward program account managed by a reward program manager, electronically obtaining money from said reward program manager in exchange for said reward points, using an agreed to exchange rate to convert from points to money, and transferring the money into a funding account that is used to pay for purchases by the shopper.
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