METHOD AND COMPUTER PROGRAM FOR GENERATION AND VERIFICATION OF OTP BETWEEN SERVER AND MOBILE DEVICE USING MULTIPLE CHANNELS

摘要

A method and computer program for generation and multi channel verification of OTP (One Time Password) between two parties consisting of a service provider and a user, wherein said user has access to at least two communication channels, and wherein said user is logging into said service provider with a user ID via one communication channel and the service provider has the ability to communicate with an authentication server which again has the ability to communicate with said user via at least one other communication channel than the service provider.