| 摘要 |
A system is provided for clearing financial transactions as between banking institutions optionally by way of one or more clearing houses. A plurality of banking institutions are each enabled to communicate directly with each other and with at least one clearing house. Each banking institution has a computerized server programmed to address clearance requests to at least some of the plurality of banking institutions in the system by way of a particular route. The computerized server of at least one banking institution in the system is programmed to route clearance requests selectively and, as may be necessary, sequentially directly to one or more of the other banking institutions and clearing house in the alternative. Selection means associated with the computerized server are provided for selecting a particular one of said at least one other banking institution and clearing house according to a predetermined sequence and typically according to least cost. |
