发明名称 |
SYSTEM AND METHOD FOR CONVERTING POINTS LINKED WITH PURCHASES USING CARD TRANSACTIONS INTO ANNUITIES |
摘要 |
<p>Disclosed are a system and a method for accumulating, as funds for individual annuities for each customer, points acquired as a result of goods purchased at participating stores by customers who have concluded contracts to make payments by credit card. A system management computer (1) can communicate with terminals (4) of participating stores and comprises a contract holder information database that stores attributes of contract holders, a participating store information database that stores attributes of the participating stores and participating store point reduction rates, and an annuity-conversion point information database that stores information pertaining to funds for individual saved annuities. The computer also comprises a means for receiving purchase information that includes the IDs of the contract holder who purchased the goods and of the participating store along with the purchase price from a terminal (4) of a participating store, a means for calculating the participating store points by multiplying the purchase price with the point reduction rate for said participating store, and a means for adding said calculated participating store points to the annuity-conversion point total that is stored in the annuity-conversion point information database associated with the ID of said contract holder and updating the annuity-converted point total.</p> |
申请公布号 |
WO2010090309(A1) |
申请公布日期 |
2010.08.12 |
申请号 |
WO2010JP51782 |
申请日期 |
2010.02.08 |
申请人 |
MEKIKI CO., LTD.;MEKIKI CREATES CO., LTD.;DEGUCHI HIKARU;TAKASAKI YOSHIKAZU |
发明人 |
DEGUCHI HIKARU;TAKASAKI YOSHIKAZU |
分类号 |
G06Q20/00;G06Q20/06;G06Q30/02;G06Q30/06;G06Q50/00;G07G1/12;G07G1/14 |
主分类号 |
G06Q20/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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