摘要 |
PURPOSE: An installment savings account management system interlocked with credit card information is provided to automatically manage a client who often using a credit card within a range of solvency and offer additional interest rate to the client, thereby activating the usage of the credit card. CONSTITUTION: A credit card interlocking financial server(6) receives the deposit/installment savings account inquiry information of a client from a bank clerk(2). The credit card interlocking financial server processes a reception signal of credit card interlocking financial products. The credit card interlocking financial server compares the credit card use amount information of a credit card company server(22) with the deposit and installment savings account. The credit card interlocking financial server offers additional interest rate to the client or automatically classifies the client as a risk management object. |