| 摘要 |
PURPOSE: A discharge, payment and banking system in wire/wireless networks and a mobile communication network system using IP address as the unique discrimination of a user through the identification and method of the IP address, and additional application service implementation and a method thereof are provided to use user authentication information in discharge, payment and internet banking through IP address based user authentication independent to types of a terminal, thereby constructing more reliable system. CONSTITUTION: An IP(Internet Protocol) authentication decision unit(F-8) decides whether the allocation IP of a user terminal(F-1) is effective or not. The IP authentication decision unit performs an authentication procedure about user information. The authentication result of a subscriber and user is transferred to an authentication management unit(F-7). The authentication management unit registers the authentication result in an authentication database. If a user requests discharge, payment and banking for electronic commerce, internet banking and etc., the authentication management unit performs vicarious execution for the processing of PB(Private Banking). |
