| 摘要 |
PURPOSE: A system for managing a loan of a banking member is provided to provide an additional prime rate by including or excluding a finance-related license in an index calculation, thereby increasing competitive power in the loan market. CONSTITUTION: Bank clerk terminals(2) transmits finance related license owning information of a client to a financial server(6). The bank clerk terminals outputs information on whether the client is acceptable for a loan from a financial server and an available loan amount. The financial server automatically calculates a risk rate by receiving credit information and previous loan breakdown information about a relevant client. A credit rating company server(22) provides the credit information of a client and asset information. |
