| 摘要 |
PURPOSE: A credit loan limit automatic calculating method of an individual client is provided to calculate the credit loan limit of the individual client automatically. CONSTITUTION: Counseling information of an individual client is inputted through an interview on off-line or individual information on on-line(S101). A client grade is classified based on the counseling information of the individual client(S102). A credit loan limit by the classified client grade is calculated(S103). An interest rate according to the classified client grade is calculated(S104). The classified client grade, the calculated credit loan limit, the calculated interest rate and a credit loan agreement result of the individual client are marked(S106). |
