摘要 |
<P>PROBLEM TO BE SOLVED: To maintain customers' money deposited into a securities firm at a constant level by setting upper and lower bounds for balances. <P>SOLUTION: An application server 11 starts deposits and withdrawals operation programs after transaction time is finished for every business day, and acquires deposit balances of all customers' accounts and information on considerations for suspended payment from a customer/order database to check whether or not there are shortages in assumed deposit balances. The existence of maintenance contracts to maintain deposit balances at a constant level and maintaining conditions are included into one part of basic transaction information. If there is a maintenance contract, excess or deficiency for its deposit balance is calculated according to maintaining conditions. If deposits or withdrawals are necessary, an account transfer request for the amount of shortage or a transfer request for the amount of surplus is transmitted to a banking system 30. <P>COPYRIGHT: (C)2006,JPO&NCIPI |