Secure messaging system and method for effecting a financial transaction therein

摘要

A secure messaging system (900) includes a secure messaging system controller (1702) and optionally one or more financial messaging units (106, 906, 1704, 1706). The secure messaging system controller includes a financial account event monitor (1760) and a schedule controller (1750). The financial account event monitor stores and monitors financial account event triggers associated with a plurality of financial accounts. The schedule controller schedules transmission of at least one financial transaction message to effect a financial transaction responsive to a determination of an occurrence of at least one financial account event trigger by the financial account event monitor in connection with a financial account of the plurality of financial accounts. The financial transaction is associated with the at least one financial account event trigger, and each financial transaction message includes a transaction identifier that identifies a corresponding portion of the financial transaction and further includes a value associated with the corresponding portion of the financial transaction.