| 摘要 |
The invention generally provides a system for facilitating the initiation and/or conclusion of an insurance contract, said system including: - a telecommunications network; - one or more vendor servers having one or more points-of-presence on the telecommunications network, said servers including: o a CPU; o data storage means; o input and output means, wherein software is provided on at least one of the servers which software is operable on one or more of the servers to initiate an insurance contract in response to data received by the server from a user, a vendor, or a third party over the telecommunications network, wherein when the user completes a financial transaction, a message is sent to the user in which message an offer is made to the user to provide insurance to the user without further charge conditionally on the user responding to the offer by transmitting or having transmitted a message to the one or more servers over the telecommunication network either accepting or rejecting the offer, which responding message is processed by the servers in accordance with predetermined rules set in the software. |
