CARD SETTLEMENT RELAY SYSTEM AND CARD SETTLEMENT TERMINAL USED FOR SAME

摘要

The card settlement relay system according to the present invention relates to a card settlement relay system using mobile communication terminals such as cellular phones, comprising: an affiliate store information receiver that receives affiliate store identification information transmitted from a buyer terminal; a database wherein detailed information on affiliate stores is stored; an affiliate store information sender that detects detailed information on the affiliate store corresponding to said affiliate store identification information transmitted from said database to transmit it to said buyer terminal; a card information receiver that receives card information transmitted from said buyer terminal; a card approval request processing part that transmits card settlement information including said card information and card user authentication information to a card company server to request settlement approval and receive the transmitted results of said settlement approval; and a settlement results notification part that transmits said settlement approval results to said buyer terminal. The present invention above is configured so that individual information or credit information about the credit card, etc., of a buyer may not be held or retained in the premises or physical premises according to the communication environment of a principal that sells goods such as a card affiliate store, seller, and online shopping mall, so as to further effectively prevent various security problems related to the existing credit card transactions, and time and space related restrictions on a buyer with respect to the purchase of goods and services may be eliminated so as to provide more genuine activated ease of access and convenience in card transactions.