| 摘要 |
PURPOSE: A system for managing the profits of a loan product and a method thereof are provided to match a loan interest rate with a target business profit rate after calculating the target business profit rate, thereby guaranteeing loan profitability. CONSTITUTION: A basic loan information generator(410) generates basic loan information of a loan product. A cash flow generator(420) generates a cash flow from the basic loan information. A business profit generator(430) produces a business profit rate. A profitability analyzer(440) analyzes the profitability of the loan product. |
