发明名称 Auto substantiation for over-the-counter transactions
摘要 A flexible spending account system can be implemented according to one embodiment of the invention so as to automatically substantiate purchases made at a retailer merchant. For example, according to one embodiment of the invention, a method of authorizing products for purchase can be implemented by determining via a computer that a product requested for purchase at a point of sale by a consumer matches a qualified product category under the flexible spending account, sending an authorization request message for requesting use of said flexible spending account of said consumer, wherein said authorization request message comprises a total purchase amount field and a first qualified amount field for a first type of qualified items.
申请公布号 US7650308(B2) 申请公布日期 2010.01.19
申请号 US20050230761 申请日期 2005.09.20
申请人 VISA U.S.A. INC. 发明人 NGUYEN LOC;POURFALLAH STACY;PRUITT JANET
分类号 G06Q40/00 主分类号 G06Q40/00
代理机构 代理人
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