A SYSTEM AND METHOD OF MANAGING AN INSURANCE SCHEME
摘要
<p>A system for managing an insurance scheme includes a calculation module to, on the occurrence of an insured event for an insured person, calculate a subsidy for expenses for the insured person or a nominated beneficiary. The subsidy is calculated by accessing data defining a plurality of categories of expenses and determining for each category a spend amount. The spend amount is either an average historical spend amount over a period of time prior to the insured event or an actual spend amount for a period of time after the insured event. A percentage is then calculated using the insured person's participation with a wellness programme. Finally, the amount of the subsidy is calculated by multiplying the percentage by the spend amount. A payment module effects payment of the subsidy to the insured person, the nominated beneficiary or a third party goods or services provider.</p>
申请公布号
WO2009147592(A1)
申请公布日期
2009.12.10
申请号
WO2009IB52248
申请日期
2009.05.28
申请人
DISCOVERY HOLDINGS LIMITED;GORE, ADRIAN;MAYERS, HERSCHEL, PHILLIP;RABSON, KENNETH, STEVEN
发明人
GORE, ADRIAN;MAYERS, HERSCHEL, PHILLIP;RABSON, KENNETH, STEVEN