发明名称 Coupon payment system
摘要 As an alternative to bill payments made with paper checks, customers are provided with "Sign-to-Pay" payment coupons along with their bills. A customer elects to pay the bill either by check or by returning the "Sign-to-Pay" payment coupon. The coupon will not contain the customer's checking account information. However, the payment amount indicated on the coupon will subsequently be deducted from the customer's checking account. Preferably, bill payments will be made through the Automated Clearing House (ACH) network which is an efficient and less expensive alternative to the traditional check clearing process.
申请公布号 US7613656(B2) 申请公布日期 2009.11.03
申请号 US20040915820 申请日期 2004.08.11
申请人 JP MORGAN CHASE BANK 发明人 STANLEY JENNIFER;KOENIGSBERG ALAN S.;SANDOVAL HECTOR E.
分类号 G06Q30/00 主分类号 G06Q30/00
代理机构 代理人
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