发明名称 |
PAYMENT PORTFOLIO OPTIMIZATION |
摘要 |
<p>A method and system of payment portfolio optimization that retrieves information associated with consumers in a consumer portfolio, separates by a diagnostics module on a computer the consumers into consumer segments based on segment definitions, analyzes by a diagnostics module on the computer the consumer segments using the retrieved information based on a plurality of performance metrics, and identifies revenue opportunities associated with the plurality of consumer segments based on the results from the analysis. The method and system also develop a propensity model on a computer based on at least one performance metric, determine a likelihood from the propensity model that consumers in each of the plurality of consumer segments will perform favorably. The method and system also selects a set of consumer segments from the plurality of consumer segments based on the determined likelihood and designs a plurality of marketing treatments for the selected set of consumer segments.</p> |
申请公布号 |
WO2009132114(A2) |
申请公布日期 |
2009.10.29 |
申请号 |
WO2009US41421 |
申请日期 |
2009.04.22 |
申请人 |
VISA U.S.A. INC.;LAL, RAGHAV;RENTALA, CINDY, Y. |
发明人 |
LAL, RAGHAV;RENTALA, CINDY, Y. |
分类号 |
G06Q30/00 |
主分类号 |
G06Q30/00 |
代理机构 |
|
代理人 |
|
主权项 |
|
地址 |
|