| 摘要 |
<p>A system for instant debit processing at a primary financial institution holding a currency account for a user. The system comprises a first communication link for transmitting and receiving a first currency account information between the primary financial institution and a first online site, a second communication link for transmitting and receiving a second currency account information between the primary financial institution and a second site, the second communication link is disabled when the first communication link is transmitting or receiving, and a processor for adjusting a balance of the currency account based on the first currency account information and the second currency account information. The system including an online site holding point accounts for a plurality of users also comprises a first communication link for transmitting and receiving point account information between the online site and a financial institution, and a processor for adjusting a point account balance based on the point account information and activities in the online site, wherein the point account balance includes a provisional point account balance and an actual point account balance for a first user and a second user and the activities comprise provisional acts and completed acts performed by the first user and the second user and the processor adjusts the provisional point account balance based on the provisional acts and the processor adjusts the provisional and the actual point balances based on the completed acts.</p> |
