发明名称 CONSUMER BEHAVIORS AT LENDER LEVEL
摘要 The present invention generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present invention relates to rating consumer lenders based on the predicted spend capacity of their consumers.
申请公布号 US2009248570(A1) 申请公布日期 2009.10.01
申请号 US20080058355 申请日期 2008.03.28
申请人 AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY,INC. 发明人 HAGGERTY KATHLEEN;PRAKASH AASHISH;SAHU PRASANTA;XU DI;YUAN CHAO
分类号 G06Q40/00 主分类号 G06Q40/00
代理机构 代理人
主权项
地址