发明名称 METHOD AND APPARATUS FOR PROCESSING A CHARGE APPLIED TO A FINANCIAL ACCOUNT
摘要 In one embodiment, a billing server receives charge data from a card authorization terminal. The charge data indicates a transaction amount, such as a purchase price, and a first financial account, such as a credit card account. The billing server determines a second financial account that corresponds to the first financial account. For example, the second financial account may be the financial account of an insurance company or other reimbursing party. The billing server also determines a reimbursement amount that corresponds to the first financial account. The second financial account is charged the reimbursement amount. Thus, a portion or all of the transaction amount is paid by a reimbursing party. The second financial account is only charged if a reimbursement rule is satisfied. For example, only purchases made at certain types of merchants may be reimbursed. In addition, the billing server may first request approval before charging the second financial account.
申请公布号 US2009228381(A1) 申请公布日期 2009.09.10
申请号 US20090468637 申请日期 2009.05.19
申请人 MIK MAGDALENA;WALKER JAY S;TEDESCO DANIEL E;VAN LUCHENE ANDREW S;JORASCH JAMES A 发明人 MIK MAGDALENA;WALKER JAY S.;TEDESCO DANIEL E.;VAN LUCHENE ANDREW S.;JORASCH JAMES A.
分类号 G06Q20/00;G06Q30/00;G06Q40/00 主分类号 G06Q20/00
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