摘要 |
A system for judging auto-delaying is provided to reduce the amount of work, thereby maximizing work efficiency. A ledger confirming unit(120) confirms at least one loan financial product that a customer has from ledger information including customer information. An expiration confirming unit(125) confirms at least one loan financial product whose specific data is reached before an expiration date. An auto-delaying judging unit(135) periodically checks whether a loan financial product can be returned from the specific date till the expiration date based on an auto delay agreement e-document. If it is determined that the loan financial product can be returned, an information storage unit(140) adds the loan financial product to an auto-delaying target loan financial product. |