| 摘要 |
A minus loan account operating method and system, and a program recording medium therefor are provided to previously block undesired transactions if the balance of an account is minus, thereby minimizing loan interest. Account opening servers(100,105) open predetermined minus loan accounts, and store minus loan account information for managing the minus loan accounts in a predetermined storage medium. An account operating server(110) accomplishes minus loan account operation according to particular transactions by operating based on the minus loan account information. A financial system stores and operates ledger information corresponding to the minus loan accounts. An interface module of the financial system provides interfacing among components of the financial system. |
