发明名称 Secure financial transactions
摘要 A primary account number ("PAN") of a conventional credit or debit account with a bank or other financial institution is emulated or simulated, which incorporates, in encrypted form, the actual account number. The simulated PAN may also incorporate an amount to be debited from that account. Thus, an account number and an amount are encrypted and mapped into a string of digits which appears to be a valid PAN. The actual account number and the transaction amount are thus embedded in the simulated PAN. The simulated PAN is then processed by existing financial transacting infrastructure, with the issuing bank knowing that it is not a PAN and that the appropriate digits are to be decrypted to provide the embedded account number and the embedded amount.
申请公布号 GB0910305(D0) 申请公布日期 2009.07.29
申请号 GB20090010305 申请日期 2007.11.16
申请人 NET1 UEPS TECHNOLOGIES INC 发明人
分类号 G06Q20/40;G06Q20/00 主分类号 G06Q20/40
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