LOAN MANAGEMENT SYSTEM, ITS METHOD, AND PROGRAM

摘要

PROBLEM TO BE SOLVED: To provide a loan management system and its method for improving the convenience of a customer.

SOLUTION: A security shortage determination processing means 24 compares a threshold for determination acquired by multiplying the total sum of the security current price evaluation sum of each financial merchandise calculated by using the data of a security information DB 41 with a borrowed sum stored in a borrowed sum DB40, and determines whether or not the borrowed sum is beyond a threshold for determination (insufficient in security). Then, when it is determined that the borrowed sum is insufficient in security, the borrowed sum DB40 is made to store borrowed sum equal to an extreme limit sum among the borrowed sum as a financial merchandise security loan application borrowed sum, and the borrowed sum DB40 is made to store the borrowed sum beyond the extreme limit sum as the non-security loan application borrowed sum by an application borrowed sum update processing means 26.

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