SYSTEM AND METHOD FOR ESTABLISHING SECURITY CREDENTIALS USING SMS

摘要

A system for establishing security credentials for using a network application requiring user authentication includes a user electronic device (10) that may connect to an application server (80) to initiate use of the application. The application server may respond by transmitting session identification information (a Session ID). The user electronic device may then transmit an SMS message containing the Session ID back to the application server, which permits the application server to link to the user. The application server may generate encrypted security credentials and transmit an encryption in a response SMS message. In a separate message, the security credentials are transmitted to the user. In this manner, only the legitimate user electronic device has both the encryption key and the encrypted security credentials to use the application.