SYSTEM AND METHOD FOR DETECTION AND MITIGATION OF IDENTITY THEFT

摘要

An identity theft and identity repair system and method is disclosed that uses public access databases to identity changes in the records of a person to detect and mitigate attempts of identity theft against the person. Unidentified data or changes in the person's name, address, social security number or phone number are used to determine possible attempts of identity theft against the person. Once a correct baseline of a person's publicly available personal information has been established, this information baseline is used to automatically monitor the person's public records on a periodic basis, notify the person of any detected changes which may be caused by the person or an imposter in an attempted identity theft. If identity theft is suspected, the system and method initiates a detailed analysis of the person's publicly available personal information to determine the extent of the (any) identity theft. A further option of the present system and method is to initiate needed corrective repairs.