SYSTEM AND METHOD FOR PROCESSING SETTLEMENT USING GIFT CERTIFICATE ACCOUNT CONTACT CARD AND PROGRAM RECORDING MEDIUM

摘要

A system and a method for payment transaction using a gift certificate account contact card and program recording medium are provided to store the kind and the amount of gift certificate in the account ledger. A system for payment transaction using a gift certificate account contact card includes the unit for storing the client gift certificate account information the card information which client holds in the predetermined storage media; the unit for reading the predetermined settlement approval request statement and extracting the customer card information, the payment member store information and settlement amount information; the unit for confirming the stored client gift certificate account information; the unit for confirming whether the payment processing at the payment member store is possible or not; the unit for processing the gift certificate value payment authorization corresponding to the payment amount; the unit for storing the kind and the amount information of gift certificate in the client gift certificate management of an account ledger.