发明名称 UNIVERSAL TRANSACTION MANAGER AGENT, SYSTEMS AND METHODS
摘要 The present invention relates generally to systems and methods for providing transaction control for purchasing decisions that involve the use of credits, debits, loyalty points, affinity points, promotions, or currency transfers. The present invention provides a common forum where merchants desiring to target consumers prior to or at the time of purchase are matched with customers who desire information, goods, or services related to the merchant. In general, the matching and coordinating of the credit accounts, debit accounts, loyalty (points) programs, affinity (points) programs, promotions, and currency exchanges are performed such that consumers and businesses may obtain the greatest financial, promotional, or desired benefit on purchases of goods and services. Further, merchants may present promotional opportunities to consumers or businesses prior to, at the time of or after transacting the payment of goods or services.
申请公布号 US2009043644(A1) 申请公布日期 2009.02.12
申请号 US20080240946 申请日期 2008.09.29
申请人 WILKMAN MICHAEL A 发明人 WILKMAN MICHAEL A.
分类号 G06Q30/00 主分类号 G06Q30/00
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