CONTACTLESS PAYMENT SELECTION CRITERIA BASED ON FINANCIAL ACCOUNT STATUS

摘要

A method (300) of selecting a financial account to be used to make a contactless payment. The method can include, during a payment transaction at a point-of-sale terminal (110), selecting at least one financial account having associated financial information, the financial account selected from a plurality of available financial accounts. Contactless payment for the purchase can be made using the selected financial account. The method further can include identifying a type of purchase being made during the payment transaction. In such an arrangement, selecting the financial account can include selecting the financial account having associated financial information that best matches user preferences established for the identified type of purchase.