摘要 |
A system and method is provided to accept and settle transaction payments for an unbanked consumer. A consumer initiates a transaction with a merchant, and the merchant may transmit transaction information to a central processing unit (CPU) using an initiating processing unit. The CPU may generate a unique transaction identifier or the merchant may generate the unique transaction identifier. The system may provide the merchant and consumer the nearest payment processing unit. At the payment processing unit, the consumer presents the unique transaction identifier.The consumer payment at the payment processing unit, and the payment information is transmitted to the CPU. The system may generate a confirmation receipt for the consumer, and the CPU notifies the merchant of payment by the consumer. The merchant may then fulfill the transaction. The system remits the payment to the merchant. |