PROTECTING AGAINST FRAUD BY IMPERSONATION

摘要

A fraud protection system that enables individuals to take control over securing the use of their own identities. A fraud protection system according to the present teachings includes a registration service (10) that enables an individual to register a set of personalized transaction significance settings (22). The personalized transaction significance settings (22) enable the individual to control what transactions and conditions associated with those transactions are significant enough to the individual to trigger a security measure. A fraud protection system according to the present teachings further includes an authorization service (12) that receives an authorization request pertaining a transaction purportedly initiated by the individual and that performs a security measure if the transaction significance settings (22) indicate that the transaction is significant to the individual.