摘要 |
A method of performing a funds transaction includes providing the option to perform the transaction using dynamic currency conversion. The method comprises the steps of: at a transaction terminal, receiving information that identifies an account and/or information related to an account and using said information, determining whether the transaction is eligible for dynamic currency conversion. If the transaction is eligible for dynamic currency conversion, conducting the transaction in a nominated currency entered by an operator of the transaction terminal using an input device of the transaction terminal; and if the transaction is not eligible for dynamic currency conversion, performing the transaction in a default currency. The process of determining whether the transaction is eligible for dynamic currency conversion includes determining either: i) whether the nominated currency is supported and matches a billing currency of the account. The transaction is not eligible if either there is not a match or the nominated currency is not supported; or ii) whether the nominated currency is supported. The transaction is not eligible if the nominated currency is not supported, but is eligible regardless of whether the nominated currency matches the billing currency of the account or not. Apparatus for performing a transaction as a dynamic currency conversion transaction in relation to a plurality of accounts having different billing currencies is disclosed. The apparatus comprises a transaction terminal including a user interface, means for receiving an account identifier, a display, and a communication interface for communicating with a network and is adapted to perform the above described method.
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