摘要 |
<P>PROBLEM TO BE SOLVED: To provide a method and a system for performing user-friendly transactions in connection with money. <P>SOLUTION: An electronic monetary system provides for transactions utilizing the electronic monetary system that emulates a wallet or a purse that is customarily used for keeping money, credit cards and other forms of payment organized. Access to means in the wallet or purse is restricted by a password to avoid unauthorized payments. When access is authorized, a graphical representation of a payment device is presented on a display to enable a user to select a payment method. Once the payment device is selected, a summary of goods for purchase is presented to the user and the user enters an electronic approval for the transaction or cancels the transaction. Electronic approval results in the generation of an electronic transaction to complete the order. <P>COPYRIGHT: (C)2008,JPO&INPIT |