发明名称 |
System and method for automated debiting and settling of financial transactions |
摘要 |
A method and system for automated settlement and on-line debiting of a financial transaction, such as an emergency-cash transaction, is provided. A bank customer enters a foreign-branch bank and indicates a need for emergency cash. The customer is given a telephone by which the customer communicates with an interactive-voice response system in the customer's language. The system bridges the customer with the customer's home bank, which approves the requested emergency cash. A network in communication with the voice response system and with the issuer automatically initiates an on-line debiting of an account of the customer. The network also initiates and carries out settlement between the acquirer and the issuer by way of settlement accounts.
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申请公布号 |
US2008195539(A1) |
申请公布日期 |
2008.08.14 |
申请号 |
US20080081493 |
申请日期 |
2008.04.16 |
申请人 |
CITICORP DEVELOPMENT CENTER, INC. |
发明人 |
PADALINO RONALDO;PINNELL NIGEL;SHINN PHILIP C.;YU WIGBERTO |
分类号 |
G06Q40/00 |
主分类号 |
G06Q40/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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