发明名称 PIN BLOCK REPLACEMENT
摘要 Systems and methods for performing token transactions are provided. In one embodiment, the invention provides for processing token transactions, including receiving an encrypted password for a debit card transaction, wherein the password was secured using encrypted debit-card information, decrypting the password using encrypted debit-card information for the debit card, recreating the password using actual debit-card information for the debit card, and forwarding the recreated password for subsequent transaction processing. The invention is suitable for implementation with other types of tokens in addition to debit-card tokens as well. The invention can be implemented in a scenario where the password includes a PIN block that is created by combining a clear or encrypted PIN for the token with token information.
申请公布号 US2008189214(A1) 申请公布日期 2008.08.07
申请号 US20070839698 申请日期 2007.08.16
申请人 MUELLER CLAY VON;YALE SCOTT R;CATINELLA PAUL 发明人 MUELLER CLAY VON;YALE SCOTT R.;CATINELLA PAUL
分类号 G06Q20/00;G06Q30/00 主分类号 G06Q20/00
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