发明名称 |
Method and apparatus for conducting commerce between individuals |
摘要 |
Receiving payment includes the establishment, at a first server, a transaction record including information identifying a payment amount, a first account to be credited by the payment amount, and a second account to be debited by a debit amount. A financial authorization network performs an authorization analysis on at least the second account. The second account is debited if the authorization analysis is successfully completed, and the first account is directly credited by the payment amount to conclude the transaction. Risk analysis may be performed for each individual. Payment is integrated with shipping. |
申请公布号 |
AU2005201681(B2) |
申请公布日期 |
2008.07.24 |
申请号 |
AU20050201681 |
申请日期 |
2005.04.13 |
申请人 |
VISA INTERNATIONAL SERVICE ASSOCIATION |
发明人 |
PAUL J MATSUDA;TRACY L WILK;SARAH E PERRY |
分类号 |
G06Q20/04;G06Q20/10;G06Q20/12;G06Q20/20;G06Q20/40;G06Q30/02;G06Q30/06;G06Q30/08;G06Q40/00 |
主分类号 |
G06Q20/04 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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