发明名称 |
APPARATUS, SYSTEM, AND METHOD FOR SECURELY AUTHORIZING CHANGES TO A TRANSACTION RESTRICTION |
摘要 |
An apparatus, system, and method are disclosed for securely authorizing changes to a transaction restriction. A security module securely stores encryption keys for a payment instrument. The payment instrument electronically transacts payments and includes a transaction restriction. An authentication module receives an authentication from a user of the payment instrument. The security module validates the authentication with a first encryption key. In addition, the security module authorizes a change to the transaction restriction using a second encryption key if the authentication is valid. The security module resides on a computer that the user designates as authorized to validate the authentication.
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申请公布号 |
US2008140575(A1) |
申请公布日期 |
2008.06.12 |
申请号 |
US20060609814 |
申请日期 |
2006.12.12 |
申请人 |
CANNADY STACY JOHN;CHALLENER DAVID CARROLL;CROMER DARYL;DAVIS MARK CHARLES;RIVERA DAVID;SPRINGFIELD RANDALL SCOTT;WALTERMANN ROD D |
发明人 |
CANNADY STACY JOHN;CHALLENER DAVID CARROLL;CROMER DARYL;DAVIS MARK CHARLES;RIVERA DAVID;SPRINGFIELD RANDALL SCOTT;WALTERMANN ROD D. |
分类号 |
H04L9/14;G06Q20/00;H04L9/32 |
主分类号 |
H04L9/14 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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