| 摘要 |
A system and a method for forming a financial club are provided to return an interest of a sum of deposits of depositors belonging to the financial club to each depositor by forming the financial club through registration examination and connecting increase of the depositors to the increased interest. A financial club manager(110) manages/searches personal, account, authentication, and security information of financial club members. A credit manager(120) manages credit information of an applicant for a financial club based on account information and financial transaction of the applicant. A deposit manager(130) manages information of deposit kept in a financial institution by each member. A reward manager(140) manages information related to rewards according to the deposit information. A controller(150) controls the information of each manager and a database(160) stores the information of each manager. The controller searches and inquires the member, and informs the member of reward details through the member manager. The credit manager examines bad credit, bankrupt and the account balance of the applicant.
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