METHOD AND APPARATUS FOR PROCESSING REWARDS

摘要

Methods, systems, apparatus, computer program code and means for processing reward transactions are provided including receiving, from a point of interaction associated with a merchant, an authorization request message identifying a requested purchase transaction, the authorization request message including data identifying a payment account identifier and a purchase amount. Authorizing the purchase transaction, and receiving, from the merchant, merchant reward data associated with the purchase transaction, and updating a pooled rewards database entry associated with the consumer.