| 摘要 |
A secure universal transaction system includes an operations and resource component, at least one communication device for enabling user interaction with the operations and resource component, and a secure token associated wi th each user of the system. The operations and resource component includes a first biometric security component, a second security component, and a comm unication component for enabling secure communication between the operations and resource component and at least one network. Each communication device includes a wired or wireless token interface, a biometric reader for enablin g a user to input a biometric reading, a wired or wireless communication com ponent for enabling communication between the communication device and the o perations and resource component, a user input device, and an output device. Each secure token includes a token security component for generating a secu rity code and a data storage component for storing user data. User access to the operations and resource component is permitted only when the secure tok en is interfaced with the token interface of the communication device, the b iometric reading entered by the user matches a biometric reading associated with the secure token in the biometric security component of the operations and resource component, and the security code generated by the token securit y component matches a corresponding security code associated with the secure token in the second security component of the operations and resource compo nent.
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