METHOD AND APPARATUS FOR REWARD MESSAGING, DISCOUNTING AND REDEMPTION AT THE POINT OF INTERACTION

摘要

Systems, methods, apparatus, means and computer program code are provided including receiving, from a point of interaction, an authorization request message identifying a requested purchase transaction, the authorization request message including data identifying a payment account identifier and a purchase amount; determining that the payment account identifier is eligible for a reward and selecting a reward message associated with the reward; and transmitting an authorization response message including the reward message to the point of interaction for display to an account holder.