| 摘要 |
<p>A method and system for user securely payment using the bank card by telecommunicating manner, includes: transferring method and system for encrypting the bank password using the user-defined arithmetic, the user can change the encrypted bank password of the user-defined arithmetic to create the transferring code at any time, and send it to DNA system (1) using his handset (3), and DNA system (1) decrypts the bank password, then transfers the decrypted bank password to the bank computer center (2), in order to implement the bank card (4) payment on the POS machine (5), and/or Internet shopping payment using the networking device (6) through the shopping sites (7), since the user-defined arithmetic is determined by user-self and modified at any time, therefore the created transferring code is very reliable, it would not be used even if pilfered, the user may not beget the loss, DNA system of the present invention unlocks the user bank account in advance, and sets the payment upper limit every time, so as to insure the security for various payment.</p> |
