METHOD AND SYSTEM FOR SECURE HANDLING OF ELECTRONIC FINANCIAL TRANSACTIONS

摘要

Method and system for secure handling of electronic financial services with the aid of an electronic financial services exchanger. Defined is a method of exchanging, handling and controlling electronic financial services, particularly mobile electronic financial services from various financial services providers to authorized users with a wide variety of communication devices (both stationary and mobile). The system provides for the exchange of electronic financial services all services in the form of a standardized platform by means of corresponding interfaces (13, 14) irrespective of the way in which the individual transaction handling systems (20, 21) are linked to the electronic financial services exchanger (10). For each financial transaction the electronic financial services exchanger (10) generates a token (42) which is communicated to the user (41) in the role of the transaction initiator, received by the other user (40) by an intentional transaction and returned as confirmation to the electronic financial services exchanger (10).