摘要 |
<P>PROBLEM TO BE SOLVED: To diversify financing by calculating a loan amount based on a commodity (movable property) ordered from a receiving company to a delivery company. <P>SOLUTION: An IC tag having a unique ID assigned thereto is attached to the commodity ordered from the receiving company to the delivery company. When the commodity is completed in the delivery company, the IC tag is read by an IC tag reader. A financial institution determines completion of the commodity corresponding to the read ID, and calculates an amount by multiplying the purchase amount of the commodity by a predetermined value (about 70% in average) to provide a loan. Thereafter, when inspection is performed in the receiving company, similarly, the IC tag of the inspected commodity is read by an IC tag reader, and the financial institution determines completion of delivery of the commodity corresponding to the read ID, and calculates an amount by multiplying the sales price thereof by a predetermined value (100%) to provide an additional loan. <P>COPYRIGHT: (C)2008,JPO&INPIT |