发明名称 |
MOBILE PERSON-TO-PERSON PAYMENT SYSTEM |
摘要 |
A mobile payment platform and service provides a fast, easy way to make payments by users of mobile devices. The platform also interfaces with nonmobile channels and devices such as e-mail, instant messenger, and Web. In an implementation, funds are accessed from an account holder s mobile device such as a mobile phone or a personal digital assistant to make or receive payments. Financial transactions can be conducted on a person-to-person (P2P) or person-to-merchant (P2M) basis where each party is identified by a unique indicator such as a telephone number or bar code. Transactions can be requested through any number of means including SMS messaging, Web, e-mail, instant messenger, a mobile client application, an instant messaging plug-in application or widget. The mobile client application, resident on the mobile device, simplifies access and performing financial transactions in a fast, secure manner. |
申请公布号 |
WO2008027621(A1) |
申请公布日期 |
2008.03.06 |
申请号 |
WO2007US65725 |
申请日期 |
2007.03.30 |
申请人 |
OBOPAY INC.;TUMMINARO, JOHN;REALINI, CAROL;HOSOKAWA, PETE;SCHWARTZ, DAVID;SHAWKI, HESHAM;SHAH, NIRAV |
发明人 |
TUMMINARO, JOHN;REALINI, CAROL;HOSOKAWA, PETE;SCHWARTZ, DAVID;SHAWKI, HESHAM;SHAH, NIRAV |
分类号 |
G06Q20/00 |
主分类号 |
G06Q20/00 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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