| 摘要 |
A method for processing buyer-oriented payment by a direct approval is provided to prevent leakage of personal information such as a card number, a password, and an ID of a buyer by making the buyer perform all payment processes subjectively through a card terminal. A seller registers article information to information media(S1). A buyer selects an article registered to the information media(S2). The buyer pays for the selected article through a card terminal according to article selection details by following a mobile/Internet payment process(S3). Article/payment information approved by the mobile/Internet and the card terminal is transmitted to a credit card company(S5). The credit card company transmits the article information to the seller and transmits purchase approval information to an escrow account at the same time(S6). The seller delivers the article according to the received article information and receives delivery confirmation from the buyer(S7). The seller transmits the received delivery confirmation to the escrow account(S8). The escrow account pays the purchase price to the seller after receiving the delivery confirmation of the buyer(S9). |
