METHOD AND SYSTEM FOR FULFILLING ELECTRONIC FINANCIAL TRANSACTIONS

摘要

In the method according to the invention, a transaction center (210) is used for fulfilling electronic financial transactions between registered users, wherein each of the registered users has at least one account (221, 231 ) managed by said transaction center (210), each of the accounts (221, 231 ) being associated with a unique identification code. The method is characterized in that it comprises the steps of receiving, from a first registered user, a request for debiting the account (221 ) of a second registered user, said request containing at least the following pieces of in¬ formation: identification code of the account (231 ) of the second registered user, the requested amount of debit and a piece of information suitable for identifying the account (221 ) of the first registered user; examining whether the financial transaction is allowed to be fulfilled with the account (231 ) of the second registered, and if the transaction is allowed to be fulfilled, assigning a transaction code to the financial transaction; forwarding the transaction code to the second registered user; receiving the transaction code from the first registered user; checking validity of the transaction code received from the first registered user, and if it is valid, debiting the account (231 ) of the second registered user in the requested amount, and crediting the account (221 ) of the first registered user in the same amount; and finally, sending an acknowledgement message relating to the fulfillment of the financial transaction to the first registered user and/or the second registered user. The system according to the invention is used to carry out the method.