| 摘要 |
The method and system disclosed herein provides a method and system for enabling users to conduct financial transactions with voice enabled merchant devices. The overall system comprises of a merchant device operated by the merchant, electronic handheld devices operated by users, i.e. customers, and a banking server that is in communication with the merchant device. The merchant device guides the user in conducting financial transactions. The merchant device comprises of a radio frequency identification (RFID) unit, a biometric identification unit and a voice module. The RFID module identifies the unique radio frequency identifier of the user, and for receiving and transmitting information via radio frequency. The biometric identification unit is used for capturing and authenticating the identity of individuals and authorizing transactions. The voice module provides a voice response back to the user, requesting a confirmation via biometric authentication in order to complete a transaction after the user initiates a financial transaction.
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