| 摘要 |
A method ( 400, 500, 600 ) and apparatus for financing community expenses is disclosed. According to an embodiment, the method ( 400, 600 ) includes the steps of providing (S .408, S .509, S .609 ) to a virtual treasurer ( 100 ) one or more amounts to be paid to one or more payees ( 46 ) and requesting (S .410, S .512, S .615 ) that the virtual treasurer ( 100 ) move a designated amount of funds from a fund account ( 112 a- 112 c) of each member ( 102 a- 102 c) of a community ( 102 ) to the one or more payees ( 46 ). According to an embodiment the method ( 500 ) includes the steps of moving (S .508 ) funds from a fund account ( 112 a- 112 c) of each member ( 102 a- 102 c) of a community ( 102 ) to a community expense deposit account of a virtual treasurer ( 100 ), providing (S .509 ) to the virtual treasurer ( 100 ) one or more amounts to be paid to one or more payees ( 46 ), and requesting (S .512 ) that the virtual treasurer ( 100 ) move a designated amount of funds from the community expense deposit account to the one or more payees ( 46 ). According to an embodiment, the apparatus includes payee end ( 16 ) including one or more payee fund accounts ( 44 ), a community end ( 12 ) including one or more fund accounts ( 26 ) of each member ( 28 ) of a community ( 30 ), and a provider end ( 14 ) that moves a designated amount of funds from the one or more fund accounts ( 26 ) of each member ( 28 ) of the community ( 30 ) to the one or more payee fund accounts ( 44 ) of one or more payees ( 46 ).
|
