发明名称 |
Delivery of Value Identifiers Using Short Message Service (SMS) |
摘要 |
The present invention discloses systems and methods for managing the transfer of value to a third party using short messaging Services (SMS) communications. Methods for using SMS to transfer value to a third party comprises providing the payment card to a user; activating the payment card; initiating a transaction associated with the payment card; receiving via SMS communications an identifier associated with the payment card; associating value with the payment card; determining an amount of value associated with the payment card; providing an indication of the amount of value associated with the bill payment card to the payment card user via SMS communications; associating at least one third party with the payment card; selecting a third party to be associated with the transaction; receiving from the user an amount of value to transfer to the third party; transferring to the third party the amount of value; and terminating the transaction.
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申请公布号 |
US2008003977(A1) |
申请公布日期 |
2008.01.03 |
申请号 |
US20070778698 |
申请日期 |
2007.07.17 |
申请人 |
CHAKIRIS PHIL M;GRAVES PHILLIP C;GUEST JOHN D;LOWIN LESLIE G |
发明人 |
CHAKIRIS PHIL M.;GRAVES PHILLIP C.;GUEST JOHN D.;LOWIN LESLIE G. |
分类号 |
H04M11/00 |
主分类号 |
H04M11/00 |
代理机构 |
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